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There is a down side to accepting post dated checks...

If a creditor accepts a post-dated check in exchange for merchandise or services, in many jurisdictions the seller is considered to have extended credit to the issuer of that check.

You should be able to get a low cost/no cost consultation with an attorney through your local legal aide society or a law school if you have one near by.

Can you shed some light on this and give us the portion of the code to quote him?

We were always under the assumption that a post dated check could clear when presented. Well, you can tell him that class is in session and you are the professor.

Question: Is there a limit that a bank can charge for processing non-sufficient items? Question: Are overdraft fees considered interest and subject to usury? Overdraft (OD) fees are not calculated as interest.

OD fees are associated with a “bounced-check” or “nonsufficient funds”.

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